It?s based on payroll, and class, with a minimum premium.
You are not required to provide ANY health insurance.
Workers comp for janitorial class costs 15% of your payroll, subject to a $1700 minimum premium, subject to audit at the end of the year. General liability is going to run you another $2,000. Varies by state, of course, so you?ll have to get REAL quotes from a local agent.
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